FAQ

How much does the SR-22 filing itself cost?

Direct answer

The insurer typically charges a one-time filing fee, commonly in the $15 to $25 range. That is separate from your premium and separate from any reinstatement fee the Nebraska DMV charges, which the DMV publishes.

More detail

Three different numbers get conflated in this question. The filing fee is the carrier charging for the administrative act of transmitting the certificate, and it is small. The reinstatement fee is set by the state, is the same for everyone in the same situation, and is published by the Nebraska DMV rather than estimated by anybody else. The premium is the actual cost of the insurance, and it is where essentially all the money is. When somebody says an SR-22 is expensive, they mean the premium on a flagged record is expensive, which is true. Keeping the three separate is useful when comparing quotes, because a carrier waiving a $20 filing fee while charging $400 more in premium is not a better deal.

Authoritative sources

  • Nebraska Department of Motor Vehicles

    The Nebraska DMV administers driver licensing, revocation, reinstatement conditions, and the proof of financial responsibility requirement, and publishes the current fee schedule.

  • Nebraska Revised Statutes 60-534

    Nebraska sets minimum motor vehicle liability coverage limits by statute, and a policy carrying a certificate must meet or exceed them.

  • Nebraska Revised Statutes, chapter 60

    The Motor Vehicle Safety Responsibility Act is the framework under which Nebraska requires proof of financial responsibility from a driver following certain violations or an uninsured accident.

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What the Nebraska DMV actually requires, which policy form your situation calls for, and how the reinstatement sequence runs. Mon-Sat 8am-7pm CT.

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